Health Insurance Enrollment

Finding and signing up for affordable health insurance can be stressful. The Knox Community Health Center Marketplace Navigator/Certified Application Counselors are trained and available to assist you with finding health care coverage through the Marketplace.

Call to schedule an appointment at 309-344-2225.

Open Enrollment Facts
Family discussing options for health insurance
  • Open enrollment is now closed but will reopen November 1st. See if you qualify for the Special Enrollment period in the section below. 
  • Enrollment starts with HealthCare.gov. The plans available through that website are Affordable Care Act plans which are comprehensive and provide coverage at an affordable price.
  • Healthcare.gov plans must include benefits such as mental health care, maternity care, prescription drug coverage and hospitalization.
  • Most Marketplace shoppers will qualify for a discount based on their income.
  • Enroll online at HealthCare.gov, over the phone by calling 1-800-318-2596 or come in to see us to get started.
Special Enrollment (SEP) Facts
  • Special enrollment starts after Open Enrollment closes and ends on October 31st.
  • Enrollment begins through the HealthCare.gov website.
  • To qualify for SEP you must fall into one of the following categories:
    • Lost job-based health coverage
    • Lost Medicaid coverage
    • Had a baby
    • Adopted a child
    • Got married
    • Got divorced or legally separated resulting in loss of health coverage 
    • Moved to a new ZIP code or county
    • Turned 26 and no longer eligible for parents’ coverage
    • Are a student that moved from the place you attended school
    • On an ACA Marketplace plan with someone who died and as a result, you're no longer eligible for your current health plan
    • If you are deemed no longer eligible for Medicaid or the Children's Health Insurance Program (CHIP)
    • Became a U.S. citizen
    • Left incarceration
    • Started or ended service as an AmeriCorps State and National, VISTA, or NCCC member
  • Those who qualify for SEP usually have up to 60 days following the event to enroll in a plan.
  • You may need to provide proof of the qualifying event during the application process.
Marketplace Facts
  • Financial assistance is still available for most consumers to help lower the cost of their plan. With the American Rescue Plan, more people are seeing savings. New, expanded subsidies means plans are more affordable than ever before.
  • If you don’t have health coverage, you can sign up for a marketplace plan now to hold you over until your circumstances change. Marketplace plans are likely to be more affordable than COBRA, and offer much better coverage than short-term insurance plans. And, if you get a new job with new coverage, you can easily switch.
  • The Marketplace does not negatively affect immigration status. In fact, new guidance makes it clear that the use of most public benefits programs, such as Medicaid, CHIP, and the health insurance marketplace, will not have an impact on an individual’s immigration status.